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Afterpay is designed to promote responsible spending by starting users off with lower spend limits, which may increase over time with a track record of on-time payments. Credit cards, on the other hand, may offer higher initial credit limits, which can potentially lead to overspending. We may also pause your account and you won’t be able to buy anything else with us until you’ve paid the outstanding amount you owe us. You may notice your spend limit decreases too; this is because our system takes into account a range of different factors, including late payments, when setting spend limits.

How To Open An IC Markets Account

Two exceptions are Instant Bank Transfer, which comes with an $80 minimum deposit, and WebPayz, which allows deposits of $35 or more. However, these two banking options are quite rare, so you can generally use any deposit method. We’re dedicated to enabling you to get access to what you need while spending responsibly.

Fund Crediting Time After Deposit Completion

This may include your spending on Afterpay; but spending on discretionary items – which is what Afterpay is used for – should not affect how much you can borrow for your home loan. We may also perform a credit check to assess your eligibility for a spend limit increase. We do everything we can for you to avoid late fees, including sending reminders leading up to the payment due date and an alert after a payment has failed. Our spending limits start low, at around $600, and increase gradually over time with consistent on-time payments. This joining process involves providing your personal details, giving details about yourself and then configuring the trading account. The final stage of the joining process is the declaration confirming that all the information provided is accurate.

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The basic bank wire transfers processing time can be up to two to five business days. For any technical questions regarding your deposit and withdrawals, feel free to contact IC Markets’ customer support service which is live 24/7. We checked several hundred online casinos and can say that you can use almost any deposit option at online casinos with a $20 minimum.

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